Large Bank Credit Card Balances

Large Bank Credit Card Balances is a series sourced from public macro data distributed via FRED. The unit is Billions USD, and this page is mainly for tracking level, trend and turning points.

Credit growth and delinquencies often reflect both consumption and financial stress. For value series, it helps to watch whether growth is accelerating or slowing, not just the level itself.

It is often more informative when read together with policy rates, housing, consumption and financial stress.