Rasio Harga terhadap Pendapatan Peringkat

The housing price-to-income ratio is calculated by dividing housing price by annual income and serves as an indicator of housing affordability. Lower values indicate that housing is more affordable relative to income. Countries ranking at the top have high housing prices and low incomes, making home purchases difficult. Conversely, countries at the bottom have relatively affordable housing and high purchasing power. This indicator is useful for assessing the degree of overheating in each country's real estate market and the difficulties faced by young people in homeownership.