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Credit Card Delinquency Rate, All Commercial Banks is a series sourced from public macro data distributed via FRED. The unit is %, and this page is mainly for tracking level, trend and turning points.

Credit growth and delinquencies often reflect both consumption and financial stress. For rate-based indicators, the turning point often matters more than the level alone.

It is often more informative when read together with policy rates, housing, consumption and financial stress.